CORAM

---

Danlami Zama Senchi Justice of the Court of Appeal

Polycarp Terna Kwahar Justice of the Court of Appeal

Abdulazeez Muhammed Anka Justice of the Court of Appeal

---

PARTIES

---

NIGERIA DEPOSIT INSURANCE CORPORATION

APPELLANTS 

---

1. ABDUL-GANIYU DANESI

2. ABDULMALIK BABA HASSAN

3. ABIOKE ISAAC

4. ABIRI ABDULWAHAB

5. ABOH EBIPAGA

6. ABRAKASA GBOPKNEMI K. R

7. ABUBAKAR H. NUHU

8. ACKWONU EMMANUEL ETIM

9. ADAMS SULE

10. ADAMU MOMOH RABIU

11. ADAMU MONDAY

12. ADEKOYA OLU MOSHOOD

13. ADEKOYA TAIWO O.

14. ADENIYU IDOWU OLUBISI

15. ADEREMI OYEBIMPE A.

16. ADEYEMI OLUWAKEMI ADENIKE

17. ADISA CHARLES ADEBOWALE

18. AGANGAN TANIMOLA ODION

19. AGBELUYI SUSAN IYOBOSA

20. AGBO AUGUSTINE

21. AGBONIFO JOY ESOHE

22. AUIABHU PATRICK

23. AIYEJINA ERIC IPADEOLA

24. AJAEGBU NATHANIEL

25. AJIBOLA-OLASEIGBE COMFOR

26. AKENE ANTHONY

27. AKIN-ADENIYI OLUYEMISI

28. AKPABIO VERA

29. AKPAN DOMINGO OKON

30. AKPOTOR PATRICK O.

31. ALABI PRISCILLA TONYO

32. ALIU BRAIMOH

33. AMADANYO MICHAEL EBBE

34. AMADI NGOZI ONYEKA

35. AMAECHI INNOCENT

36. AMAEGBE FAMOKUN

37. AMAGWULA MIKE CHIMEZIE

38. AMALIRIR OKECHUKWU R.

39. AMDII AYEDIME

40. AMIEYEOFORI I. BENIBO

41. AMIOLEMEN STEPHEN EHIGU

42. AMONS AKANIYENE

43. ANEGBODE PAULINUS E.

44. APPOLLOS ITONYEKIRI

45. ARIYO MUYIDEEN

46. AROLOYE MONISOLA

47. ASAWO DEARSON ALLEN

48. ASSOH A. CHRIS

49. ATTAH CHRISTINE APUTU

50. ATUBOKO PETER IKHAYERE

51. AYANGBESAN ADERONKE

52. AYENI MODUPEOLA J.

53. AYENI VIVIAN U.

54. AYERE OSAGLIAE KENNETH

55. BANIGO IRENE OWEN

56. BANWUNA LUKE O.

57. BASSEY ABAM EKO

58. BEBEBARASEIGHA ANNE UCH

59. BEREDUGO CLEMENT

60. BEREDUGO KUMOSUONYO A.

61. BERENE TONIPRE

62. BIAMBO ATELI VINCENT

63. BIDIBO WALTON

64. BIERE PETER EBIBULOAMI

65. BOB HANNAH-AYONIMITE

66. BOMA-GEORGE ALTINA

67. BOMO-ENE EBI

68. BRIGGS YITONIERANI

69. CHRIS-KALIO CHRISTINE NEMI

70. CROWTHER FLORENCE

71. DADA OLAYIWOLA ADEGOKE

72. DAUDA ZUBERU

73. DAVID WEST MINAINYO M.

74. DAWARI-SUKUYE EVELYN B. (NEE TAGBE)

75. DERIKOMA WILBERFORCE l.

76. DERRI JAMES

77. DIKE BENJAMIN DIKE

78. DIRI GREEN

79. DIRIBODI HOPE

80. DOGO JAMES

81. DUFEGHA RITA

82. DURKWA EMMANUEL

83. DURU POLICARP

84. EBENUWA CHARLES NKEM

85. EBANUWA ERNEST NWABUEZE

86. EBI R. ODI

87. EIMONYO J. IKUROMO

88. EBINYO JOSEPH

89. EBONG SUNDAY MICHAEL

90. EDENIH ANTHONY ENAHORO

91. EDEYARU BENSON

92. EDO MICHAEL

93. EFFIONG GOODSWILL O.

94. EFOLE EMORNENA

95. EGUABOR LUCKY NOSA

96. EHEBHA HENRY

97. EKANEM SUNDAY

98. EKHOERAGBON LAWRENCE

99. EKONG FLORA USORO

100. EKWENEM FRANCA NKECHI

101. ELELEGWU CHUB VINCENT

102. ELKANAH ALABI

103. ELUMA SIMON GARBA

104. EMODI HELEN

105. EMOVON PAUL

106. ENEIKIO GOODLUCK

107. ENIKE-EKHELAR BOMA

108. ENUMEGUAKAE BRIDGET UKAM

109. ENYABINE MICHAEL KENNED

110. ENYIKA C. STEPHEN

111. EPELLE DENNIS DAN

112. ESEZOBOR OZOYA

113. ESSIEN GODWIN

114. ETIM SUNDAY EDET

115. EYO SAMUEL NDADA

116. FADEYIBI JANE

117. FADINA OLUWAKEMI

118. FIBIKA DENNIS

119. GBADEBO ABEL AYOADE

120. GBEREGBE JOE

121. GBEWORO NOANENGI

122. GEORGE A. ALAGOA

123. GEORGE TEMPLE I.

124. GLADSTONE MICHAEL S.

125. GOGO-CHARLES ROSEMARY

126. GREEN KALIEFA

127. HARRY OGBEBA MATTHEW

128. IDAIYE HALIRU A.

129. IFIEMI A. YOUSUA

130. IGBE PETER ISHONG

131. IGHOMUAYE DORRIS

132. IGONIWARI RICHARD

133. IHIABE JAMES ONALO

134. IKALAGHA EBITE NESTOR

135. IKEDI NDUBUISI

136. IKEYINA PATRICIA NKECHI

137. IKIROMA-OWIYE ALATARIGH

138. IKUROMO EBIMONYO J.

139. INAFA EMMANUEL

140. IRIOGBE LAWRENCE IDIAGI

141. IRUO EMMANUEL WATSON

142. ISAIAH UOO

143. ISIGUZO EMMANUEL

144. ITA JOY O. B.

145. IWOWO MATTHEW U.

146. IYABI CHRIS D.

147. IYALLA JANE I.

148. IYANYA FRANCIS

149. IYAYI CHARLES O.

150. JACK MIRIAM ORUAMA

151. JOHN KENNETH

152. JANATHAN ISSAC

153. JONES-EZENOBI CHINELO

154. KALU INNOCENT KALU

155. KAMALU GABRIEL

156. LADEIN INERIKUMASHADRAC

157. LANDER MONDIAFERE

158. MADU IGNATIUS

159. MADUKA INNOCENT OKWUDI

160. MAMA KEVIN UCHENNA

161. MAMUDU EZEKIEL

162. MAREGA CHILLEE

163. MIHEDI LUCIA

164. MOBEE MIVI OLUWERUIMO

165. MOMOH YAKUBU

166. MORDI LEWIS CHUKWUNYE

167. MPAMAM JOHN U.

168. MURTALA ALIYU FATIMA

169. NODU ALEEMA

170. NSIMA AKPAN

171. NWABUFO INATON JULIE

172. NWAEKE CHINWE

173. NWAGHA ROBERT BOMO

174. NWANKWO MONDAY

175. NWAOGU MARKSON

176. NWANTA MARTINS ETIM

177. NWAUFA UZOMA

178. NWEKE MAUREEN U.

179. NWIWUGA GODWIN B.

180. NWOSU VIVIAN IFEYINWA

181. OBA ANDREW

182. OBI STELLA ITEBO

183. OBINWA ANTHONIA

184. ODELABI SOLOMON

185. ODEY GODWIN ONAH

186. ODEGBA FRANCIS

187. ODIGIE IGHODARE

188. ODIU KONYE EDWIN

189. ODOEMELEM MARTINS

190. ODUNIYI KEHINDE

191. OGBOKA UGBAJI

192. OGIRIKI ALBERT

193. OGORUREH SIMEON

194. OGUEJIOFOR SOMA

195. OGUEJIOFOR CHRISTINE N.

196. OGUMGBUAJA SAMPSON

197. OGUNFOWOKAN JAMES O.

198. OGUNUKU SUNDAY

199. OJEI EMMANUEL

200. OJIKO IRENE IGBAVBOA

201. OJOMO MICHAEL ADEBAYO

202. OJURONGBE JAMIU ADIO

203. OKECHUKWU AMALIRI

204. OKEMINI CLEMENT

205. OKERE ALBERT EZIUCHE

206. OKIRIGWE CHETA

207. OKOLI CHARLES

208. OKON UMOREN

209. OKONKWO AUGUSTINE OKAFOR

210. OKON-OTAYO OYOENISAI

211. OKORO CHIKA KELLEN

212. OKOROAFOR ISAAC MICHAEL

213. OKPARA MATHIAS ADDEY

214. OKPOCA CHARLES

215. OKPURHE JUSTICE OKIEMUTE

216. OKUNOLA LOOKMAN

217. OKWUSIUNO UCHE ANDREW

218. OLADELE AFOLABI OMONIYI

219. OLALERE MUMINI FOLORUNSO

220. OLANREWAJU ISHOLA

221. OLATUNJI FRANCIS

222. OLAYEMI SAMUEL DARE

223. OLAYEMI SEGUN EMMANUEL

224. OLOBA SIKIRU

## Numerically Arranged Texts

225. OLOGUN EMMANUEL OJAKPERE

226. OLOTU EMILOYE JEROME

227. OLUWADIPE TEMITOPE JOSEPH

228. OLUWOLE TAIWO OLUWAYEMISI

229. OMERE DAVID O.

230. OMITOGUN ELIZABETH

231. OMOGBAI OSUMANU

232. OMOTAYO OLADIMEJI

233. ONAH THOMAS IWOWO

234. ONAH JANE A.

235. ONWE EMMANUEL

236. ONWUEGBUZIE NGOZI PRISCA

237. OPARA GODWIN O.

238. OPARA LORRAINE CHINYERE

239. OPUENE ABEL

240. PRAGWU UCHE LOUISA

241. ORIE HELEN

242. ORUAMA ROBERT A.

243. ORUMWENSE HENRY

244. OSHEKU MICHAEL

245. OSHIOGBUGIE PATRICK

246. OSHOKO ONENE OSILA

247. OSONDU GABRIEL

248. OSOADU PAUL NWAYANWU

249. OSUAGWU VINCENT CHUKS

250. OSUJI MICHAEL OBI

251. OSUMAH JOSEPH

252. OUT MIKE E.

253. OWONTE SAMUEL

254. OWOTORI WALE

255. OWOYEMI FALASHADE ABOSEDE

256. OWUOGBA STEPHEN O.

257. SALAWU A. KEHINDE

258. SAM-IDIMIEBO REGINALD

259. SAM-OLOWU OLUTAYO

260. SAMUEL ANIEFIOK M.

261. SHARP-AKOSUBO ADAGOLD A.

262. SILVER-OYAIDE CAROL

263. SOLOMON BEINYAN M.

264. SOLOMON FRANK A.

265. SUNDAY MICHAEL

266. SUOWARI TONBARA

267. SUOYE EBIMOWEI

268. TADE ROELINE

269. TAMUNOGOMABO A. ALFRED

270. TARABINA BIRIKURO JOHNSON

271. TOM BENJAMIN

272. UCHE UGBOR OKORIE

273. UDOFIA NTIEDO BEN

274. UDOSEN EKWERE THOMPSON

275. UGHANZE ALOYSIUS

276. UGORJI A. INNOCENT

277. UKO DOROTHY UDUAKI

278. UKPEBITERE UFUOMA

279. UKULU LILIAN W.

280. UMOREN ORLANDO

281. UMORU KASHETU

282. UNYA JUDY AMIMBO

283. UYAELUMUO BEUNETH E.

284. UZOKWE OZEMENA C.

285. WALTON BIDIBO

286. WILLIAMS TARIBARALATE

287. WILSON INIFURO

288. WOKAMA GEOFFERY

289. YABRIFA TARIERE JULIET

290. YAKUBU MOHAMMED

291. VERI VIVIAN MUNA

292. ZUOKUMOR DEME

293. ABDU JIMMY

294. ADAMS SAMUEL

295. ADEDIRAN SAMUEL OKUNOLA

296. ADEOLU OMOTAYO ADELUOLA

297. ADETUTU F. KUKU (NEE KAZEEM)

298. ADIO JINADU

299. ADONYE ABBEY OGOLO

300. AILENMOAGBON ABIGAIL ENAKENO

301. AJIGBO-O LASIGBE COMFORT

302. AKINDELE PATIENCE

303. AKINFOLARIN BAMIDELE

304. ALALI DAGBOR

305. ALETE IKECHI FRANCIS

306. ALFRED A. TAMUNOGOMABO

307. ALIU OSHOKE

308. ARNABERE B. JAMABO

309. AMBROSE NYEJIWU

310. ANOWO YEWANDE

311. ANTHONY KENTEBE

312. ATONYE ADIGIO INANGBEBITE

313. AUGUSTA I. WILSON INIFURO

314. BENAEBI AWI F.

315. BENEDIC ASE

316. BERNADETTE OZOKA

317. BOLEIGHA GIFT F.

318. BRIGHTEN OKU

319. DARNBON WORIGHA

320. DANIEL SAMUEL OBI

321. EDIDI RAPHAEL

322. ELOMENA A. DIETAKE

323. EMBIERNU EBIAKPO

324. EMMANUEL UKPE

325. ENAKEL CLORIS

326. EPELLE SONNY

327. EUNICE O. DAVID

328. IFEYINWA ESTHER AKOMAS (NEE NWANKWO)

329. IGNATIUS MADU

330. IKE CHRISTOPHER

331. IKHARIALE ELIZABETH

332. INA-DAVID RITCHIE

333. ISAAC M. OKOROAFOR

334. IYOBOR ALEX

335. IZUEGBU CHINEZE (NEE OBIAKO)

336. JAKA STELLA ITEOBO

337. JOHNSON TIMI

338. JULIUS NATHANIEL

339. KINGSLEY KALAGBOR

340. LEKIA LEELEEBARI CHIBOR (NEE PHILIP)

341. MARTINS OKUBOKEYI EGBUSON

342. MOBOLAJI ELOGHENE

343. MOSES OGWUCHIE

344. MUMINI F. OLALERE

345. NSA EYO EFFIOK

346. NTEFREH PIUS JOSEPH

347. NUMONYO OTIOTIO

348. NWAKAH MARK H.

349. NWANNYANWU OSONDU

350. NWIGANALE ALFRED E.

351. OBOLI OGOIN

352. OGBOKA UBAJI

353. OGUEJIOFOR BONIA

354. OGUWARA FAGARANYA O.

355. OJOMO MICHAEL ADEBAYO

356. OJUKO FESTUS

357. OKERE JOSEPH

358. OKOLI OKOCHUKWU

359. OKORO CHIKA

360. OMERE BENJAMIN

361. OMOBHUDE NOEL

362. OMOBOYE SPARTAN

363. ONYENEKE NGOZI

364. ONYINZE MONICA

365. ORUAMA MIRIAM

366. OSUNFISAN OYETUTE S.

367. OTUEKONG E. EDET

368. SAMUEL GIRLIE B.

369. SAMUEL N. UWWAJE

370. SHOLA OGUNAKIN (NEE OGUNKILADE)

371. SIMEON O. IYAJI

372. STEAMER JOHNBULL

373. STEPHEN OGUNGBEMI

374. TARIBARALATE WILLIAMS

375. THOMAS O. IWOWU

376. TUBOKAMBA HERBERT

377. UMORU DANJUMA

378. WILLIAM-PARK BALEMA

379. YEKINI O. IDIAYE

380. ABDUL MOJEED KOLAWOLE

381. ABDULMUMUNI JIBRIL

382. ABIODUN ADEBISI SADIPE

383. ABIOA OLAPADE

384. ADAMI IBRAHIM

385. ADEBANJO ADEKUNLE OLADIPUPO

386. ADEBOYEJO ABIDOYE TITUS

387. ADEDADE SANUSI

388. ADEFI IBIRONKE AFOLAKE

389. ADEKANBI BAMIDELE TANIMOWO

390. ADELAKUN ADEYINKA

391. ADELEKE KAYODE TAJUDEEN

392. ADENUSI OLAJUMOKE AINA

393. ADEOGUN STELLA OLUYEMISI

394. AGBOGWU IFEYINWA EUCHARIA

395. AGBU CHRISTY LLIYA

396. AHMAD MALALA

397. AHMED ABUBAKAR MALALA

398. AJEDEGBA HENRY O.

399. AKINWUNMI TIMOTHY ADEYEMI

400. ALFA MOHAMMED

401. AMINU MUAZU

402. AMINU YAKUBU

403. AWODIRE JIMOH OYEWOLE

404. AYODELE EBENEZER BANKOLE

405. BAKO DAVID S.

406. BANJO ELIZABETH OLAITAN

407. DATTI SAMINU

408. DAUDA MOHAMMED ADAMU

409. EKOSA ALEX INYANADA

410. EKPA OLUBUNMI OLUYEMISI

411. ENWELU ANTHONIA NKEM

412. ETEFIA CHRIS EKPEYONG

413. HASHIMI ADAMU

414. HASSAN USMAN

415. IBRAHIM BABATUNDE

416. IBRAHIM ISMAIL FEMI

417. IBRAHIM SIYAKA

418. IGWE BERTRAM CHUKWUEMEKA

419. LLORI SAMUEL OLUFEMI

420. IMOH JOSEPH

421. MADUBU SARATU

422. MOHAMMED SULEIMAN KANDI

423. MURTALA MUAZU GIDADO

424. MUSA KOMOLAFE

425. MUSA SHUAIBU

426. MUSTAPHA RASHIDAT

427. OGBODO COSMAS ONWUMERE

428. OGUNNIRAN AYOBAMI OLUBUNMI

429. OKAFOR BENEDICT

430. OKERE THEODORE

431. OLADEJI KOLAPO

432. OLADEJO ASIMIYU BAMIDELE

433. OLATUNJI SIKIRU SULAIMAN

434. OLOPADE GRACE FUNMILAYO

435. OMONIKE RITA OJO

436. OSHOMAGBE EDMUND IKE

437. OSUJI KEMAKOLAM A.

438. OSUNBOR JOSEPH UBIAZEDE

439. OTARU OHIARE SUBER

440. OTUNOLA SIMEON

441. RAPHAEL ENI AJUKA

442. RASHEED ADEMOLA RAHEEM

443. SALISU WAZIRI

444. SAANI YISA OTUHUO

445. SHOSANYA KAYODE

446. SOKAN MARIAM IYABODE

447. TIJANI TALIATU AJANI

448. UKAUWA ADAUNA JULIANA

449. UMUSA STEPHEN

450. UNOGWU PIUS ONMONYA

451. UWAKWE VALANTIN OBIGALI

452. YOUNGS Y. AKAN

453. YUNUSA A. ALIYU

454. AJEWOLE KEHINDE

455. AJIBOYE MODUPE

456. ALADE AGBOOLA

457. ANYANKWO MICHAEL

458. BAMIDELE OSANYIN

459. DELE JOSEPH

460. FRANCIS BRESS

461. GANIAT INAOLAJI

462. GBENGA KALEJAIYE

463. MATTHEW ELEMURE

464. NWOKEDI LAWRETA

465. OLUKEMI ONANBANJO

466. TEJUMOLA BADMUS

467. TOYIN ADELEKE

468. TUNDE OLUKOYA

469. ABURIMEN OKOEDO

470. ACHENEJE LYDIA EJURA

471. ACHIBIRI CHIKA

472. ACHIBOKWU PATRICK

473. ADENLE ANTHONIA

474. ADEONIGBAGBE OLUDARE

475. ADEYEMI ADEBOYE OLADELE

476. ADIELE JOSHUA UKACHUKWU

477. ADIMIBE KENNETH CHIMEZIE

478. AFANGIDEH MICHAEL GORDIAN

479. AFEGBUA SULE MOHAMMED

480. AGABA OLOJA

481. AGBAI ABEL EGBU

482. AGBAI AGU UKA

483. AGBARA COLLINS C.

484. AGBASIERE TIMOTHY MADUKOLAM

485. AGBASONU PETER C. OBINWANNE

486. AGHAIBIAM NWANKWO

487. AGHOGHOVBIA EMMANUEL

488. AGOMUO EBENEZER O.

489. AGO ALEXANDER CHIJIOKE

490. AGU STELLA NGOZI

491. AGWALA ERNEST ONYEMAECHI

492. AHAMEFULA LINUS N.

493. AHIRHIMA GODWIN O.

494. AHUMIBE BASIL OBINNA

495. AIYEMO ROLI OMOWUNMI

496. AJAYI SIMPA SUNDAY

497. AJEGBA JOHN EIGEGE

498. AKANELE LINDA UKOHA

499. AKRAHU EMEKA

500. AKHERE EUGENE OYAKHILOME

501. AKINTAYO CHARLES AKINTUNDE

502. AKINTUNDE BABATUNDE AKINFALOYE

503. AKPEK CAROLINE O.

504. AKUBO LADI

505. AKUMA FELIX

506. AKUWUDIKE SEBASTIAN

507. ALIH SUNDAY A.

508. ALUMONA NNEKA DORIS

509. ALUYI DELPHINE ADESUWA

510. AMBROSE CHIDI CHUKWUMAH (MRS.)

511. AMOBI NKECHI ANNE

512. ANIEZUE PIUS

513. ANKUMA YEM

514. ANNAH JAMES CHUKWUMA

515. ANOSIKE JUSTIN OGECHUKWU

516. ANOZIE PATRICIA AMAKA

517. ANUCHI ANTHONY ONOCHIE

518. ANYA OKPO ANYA

519. ANYIAM ALBERT

520. ANYIGBO UJU ROSELINE

521. APATA OLUWASEUN ADEOLA

522. APPOLUS-CHU NWAJIDE AJIDEKA EUGENIA

523. ARCHIBALD OGBO UBANI

524. ARIWODO AGNES CHINYERE

525. ASOH VITUS UKAH

526. ASUQUO SAMUEL

527. AZU AUSTIN CHUKWUDI

528. BABALAKIN PATIENCE OSAIGBOVO

529. BASSEY EFFIONG ESSIEN

530. BATURE AMOS ZEMO

531. BELENTA AJARA

532. BOB-MANUEL HELEN VIOLETBA

533. BON-EHIEM CHINYERE

534. BYOMA FRANCA NYELA

535. CHIBUEZE KINGSLEY NWOCHA

536. CHIEKE COLLINS N.

537. CHIMA MANUKWEM FRANCIS

538. CHIMEZIE ADIMIBE

539. CHINEDU GEORGE EMEKA

540. CHINWUBA JANET NKECHI

541. CHUKS-AMALU JOY NNEOMA

542. CHUKWUDI AMBROSE

543. COOKEY GODFREY

544. DIKE IGNATIUS

545. DIM TESSY NKEIRUKA

546. DIMUNA ANGELA CHINWE

547. DINNEY GLORY NNENNA

548. DUROHA CHINEME

549. EBEGBE SYLVESTER SEGUN

550. EBHDAGHE ODION PETER

551. EBOSA PETER OWILLI

552. ECHETABU F. NGOZI

553. ECHEWODOR EZEIGBO EMMANUEL

554. EDET ANTHONY BASSEY

555. EGBEKWU DANDYSON IKEDICHI

556. EGEONUUCHE ANTHONY

557. EGESI-OGALA STELLA

558. EGWATU-NZEKWESI AMAKA DORIS

559. EJEMBI EMMANUEL

560. EJIDIKE NWAKAEGO VICTORIA

561. EJIHU MAXWELL

562. EJIKE OSONDU

563. EJIOGU EDMUND CHIKE

564. EKE ABIGAIL ONUKWUWE

565. EKE EMMANUEL

566. EKE PATRICK OKE

567. EKEH HYACINTH CHIKADIBIA

568. EKEH KENNEDY CHINEDU

569. EKEKE IRENE O.

570. EKEKE KINGSLEY IHUARULAM

571. EKEMEZIE PATRICK CHIEDOZIE

572. EKERE WILLSON KALU

573. EKPO EMMANUEL SUNNY

574. EKRIKPO PHILOMENA I.

575. EKWUEME BLESSING C.

576. EKWUGHA FLORENCE N.

577. ELEWULUO DAVID N.

578. ELEKE UCHENNA ULEKE

579. ELENDU FRANCIS IKECHUKWU

580. ELEWEKE LAWRENCE

581. EMEADI E.

582. EMELE IFEANYI BENSON

583. EMELE PATRICK KALU

584. EMILOJU FYNECOUNTRY RACHAEL

585. EMMA-ONYIA EUCHARIA

586. ENANG GEORGE UBANA

587. ENEZE OSITA OLIVER

588. ENOBONG MAY NKANANG

589. ENWEZE CHINEDU VINCENT

590. EPUH UCHENNA ANDREW

591. ERONINI IWUEZE OKECHUKWU

592. EWEJE GRACE OLURANTI

593. EWUCHIE GRACE AMARACHI

594. EYO FREDERICK

595. EZE SAMUEL OGBU

596. EZEANATA ELSIE NGOZI

597. EZEAPOTA-MEN JOSEPH K.

598. EZIASHI ANTHONY D.

599. EZIUNO ADENLE ANTHONIA

600. FAKULUJO ADEGOKE MOSES

601. FOLAJI NATHANIEL KOREDE

602. GBULIE IKECHUKWU JAMES

603. GEORGIAN NNEMMA OGBEJESI

604. GIMBIA GWANUNA DAU

605. HANSON MFONABA ESSIEN

606. HARRISON C. RICHARD

607. HASSAN BOLA NOJEEM

608. IBE OLIVE CHINNA

609. IBEAKALAN INNOCENT OGUZIEH

610. IBEMGBO PATIENCE O.

611. IBINYE NATHANIEL

612. IBRAHIM D. DAGU

613. IDIKA NNANNA AYOOLA

614. IFEAGWU EMMANUEL NWAKALO

615. IFEANYI ODOEMENAM ELISHA

616. IFENKWE SUNDAY JOHN

617. IGBOZURIKE CHRIS O.

618. IGWE OKEY ANEKWE

619. IHENAKWE ROSELINE NNENNA

620. IJEZIE MARTINA AWELE

621. IKONTA GABRIEL I. O.

622. IKORO FRANCIS CHIHUIKE

623. IKWUANDINSO UZONNA PAUL

624. INIOBONG EFFIONG UNANAOWO

625. INYANG MENDIE

626. IREWIIREN MOSES IGBUAN

627. ISHAKU MONICA

628. IWELUMO CHRISTOPHER CHUKWUEMEKA

629. IWELUMO MARGARET NKECHI

630. IWU SYLVESTER NDUDIM

631. IWU VICTOR A. B.

632. IWUAGWU ULOMA NWAEZE

633. IWUEKE REGINALD C.

634. IZUKA FLORENCE CHUKWU

635. JIMOH MOHAMMED OHUDA

636. KACHALLA MIJIN DUNIYA MALGVVI

637. KALU ELIZABETH

638. KALU SAM EKE

639. KAMALU O. C.

640. KANU CHRIS CHIDIEBERE

641. KANU OKECHUKWU STANLEY

642. KELE-NZEH NGY

643. KPADUWA DANATUS OKECHUKWU

644. LAMBATA IBRAHIM S.

645. LETON NELLIE AKPOVONA

646. MADUAGWU MICHAEL A.

647. MADUAKO AUGUSTINE NNANA O.

648. MADUKA MAGNUS

649. MANUWUIHE LONGINUS M.

650. MBA OJIUGO

651. MBABIE RICHARD CHUKWUNYERE

652. MBACHU IFEANYICHUKWU DAMIAN

653. MBANUGO IFEOMA

654. MEREGINI NWAKAEGO

655. MGBEAHURU PETER ENYEREIBE EMMANUEL

656. MMEJE CHRISTOPHER U.

657. MOHAMMED INUWA OTHMAN

658. MOKWUNYE CHIKE

659. NANLE SIMON KIRDI

660. NDU-AKPUNKU MICHEAL CHIDI

661. NDUKWE CHINYEKWAN JAMES

662. NDUKWE PEACE NWAMAKA

663. NEBOLISA-MOKAOGWU EBELECHUKWU

664. NICK-OKPARAH ADA

665. NJEMANZE CHRISTIAN AZORO

666. NJERE JOY CHIAKA

667. NJOKU CECILIA CHIKA

668. NKAZI NGOZI OGECHI

669. NKOCHI NKECHI NWARDIRI

670. NKWAZEMA NGOZI E.

671. NKWOCHA JOSEPH C.

672. NKWOCHA RAPHEAL OGUCHI

673. NMANYERENWA SYLVESTER MUNACHI

674. NNA ISAAC

675. NNADOZIE LINUS AHAMEFULA

676. NNAH CHINYERE

677. NNAH AMOS CHINEDU

678. NNAH GODWIN

679. NNAH OKWUDIRI

680. NNAH ONYEMAECHI ERNEST

681. NNAJI CLARA C.

682. NOSIKA JOSEPH CHUKWUEMEKA

683. NSUDE CHRISTIAN NKEMDILI

684. NUHU ACHIMI

685. NWABUEZE CHINYERE

686. NWABUEZE NGADI C.

687. NWACHUKWU CHIOMA ETHEL

688. NWACHUKWU CYRIL IHEANYI

689. DIKE IGNATIUS NWACHUKWU

690. NWACHUKWU JONATHAN

691. NWAGBOSO SAMUEL

692. NWANDU CHIMEZIEM EMILIA

693. NWANJOKU VICTORIA

694. NWANKWO NNENNA ANGELA

695. NWANKWO ONYEBUCHI CHAMBERLAIN

696. NWANKWO ROWLAND O.

697. NWANKWONTA SAMUEL

698. NWAOGU SUNNY CHIDI

699. NWAOHIRI OKWUDIRI EMELDA

700. NWOKOAFOR INNOCENT O.

701. NWOKOCHA CHIBUIKE S.

702. NWOKOLO ANOINTED O. SYLVESTER

703. NWOSU CHUKWUDIO CHRISITIAN

704. NWOSUH CHINELON PHILOMENA

705. NWULU CHIDI

706. NZE NGOZI CONSTANCE

707. NZENWA OPUSUNJU FURO

708. NZERIBE MAUREEN NKEM

709. OAIYAANNE IVIE

710. OBI CHIGOZIE ERNEST

711. OBI JOY CHIDIEBERE

712. OBIAJULU MARIANA

713. OBIEBE JOSHUA UMARU

714. OBIEKWE THANKGOD O.

715. OBINWAN-ETUKEMKA OBIAGELI LUCY

716. OBUAHEDNA UEOMA

717. OBUOTOR CHARITU ONWUASOR

718. ODETOYE MICHEAL AYANTUNDE

719. ODIAH CHRISTOPHER

720. ODINMA PEACE CHINYERE

721. ODOEKWU PHILIP

722. ODUBIRO OLUWAKEMI A.

723. ODUNARO OLUBIYI

724. OFOEGBU IKWUAGWU AYKE

725. OFUNRUM GODSWILL CHIZURUOKE

726. OGAH SUNDAY

727. OGBE LUCKY O.

728. OGBOADA DANIEL CHINEDU

729. OGBONNA INNOCENT OGWURU

730. OGBONNA SYLVANUS C.

731. OGBOZOR BENJAMIN MADUKAEGO

732. OGBUEFI IHEOMA JULIET

733. OGECHUKWU EBERE GINA

734. OGIKE ADAMMA

735. OGUEJIOFOR CHINYERE FAVOUR

736. OGUNSANYA ABAYOMI

737. OGUNSANYA ADETOLA F.

738. OGWO NDUBUISI AGBA

739. OGWUEGHO O. MARTINS

740. OHACHIKAS

741. OHAGWA BLESSING UJEOMA

742. OHAKA ANTHONY NNA

743. OHALE CHIMEZIE ELIZABETH

744. OWUDA JIMOH MOHAMMED

745. OHUOBA ISAAC U.

746. OJEKUNLE JOHN ONAOLAPO

747. OJI IJEOMA

748. OJIAKU PHILOMENA

749. OJIH JUDE IKECHUKWU

750. OKAFOR BENJAMIN ANIEROBI

751. OKAFOR CLEMENT

752. OKAFOR EMEKA

753. OKAFOR IMMACULATE N.

754. OKAFOR O. SAMUEL

755. OKANI CHINWE

756. OKEH NICHOLAS

757. OKEKE LINUS ONUKAOGU

758. OKEKE OKECHUWU F. U.

759. OKELEKE N. ANDREW

760. OKELEKE TINA OBIAGELI

761. OKENGWU IHEYINWA

762. OKERE ISAAC OKERE

763. OKERE UZOMA ANTHONY

764. OKEREAFOR RAYMOND UFERE

765. OKEREKE LETICIA AMUCHE

766. OKEY-STANLEY NGOZI

767. OKINI CHRIS EGORP

768. OKONKWO NNENNA C.

769. OKORIE GEORGE

770. OKORIE MOSES

771. OKORIE UDOCHUKWU

772. OKORO IKECHUKWU G.

773. OKOROAFOR EMMANUEL E.

774. OKOROAFOR GILBERT MBONU

775. OKORONKWO OKOROAFOR

776. OKOYE FIDELIA EBELE

777. OKPALA EMEKA G.

778. OKPALA VALENTINA U.

779. OKPARA ERIC NDUBUSI

780. OKWUN CHIDI UME

781. OLAWAIYE OLAJUMOKE JUDY

782. OLAWUNMI FESTUS ALAMU

783. OLAYINKA GARUBA

784. OLUAOHA JOE CHUKWUEMEKA

785. OLUKOLE OLUWATOYIN TEMILOLA

786. OLUTEKUNBI JANE OGECHUKWU

787. OMELU GREGORY CHUKS

788. OMEZIEN-EROBU BLESSING CHIDINMA

789. OMOKORIEN EYINNAYA LEKWAUWA

790. OMOKU GBENGA BENJAMIN

791. OMONDIA RAPHEAL ODION

792. OMUDU OGOLOINU MAGARET

793. ONANUGA ADEBAYO I. A.

794. ONONIWU ISSAC

795. ONOSIKE LAWRENCE IHEANYICHUKWU

796. ONUGAOGU BARTHOLOMEW

797. ONUKOGU HOPE ONYEDINACHI

798. ONUMA UCHA AWA

799. ONUOHA CHINEDU VINCENT

800. ONUOHA ELVIS C.

801. ONUOHA VINCENT

802. ONWUKA KELECHUKWU CHRISTOPHER

803. ONWUKWE O. ONWUKWE

804. ONYEAGWA JACOB AHAMEFULA

805. ONYEFORO OKORIE EKE

806. ONYEGUIRI SAMUEL CHUKS

807. ONYEMA EMENIKE THOMPSON

808. ONYEMAECHI CHWKWUEMEKA

809. ONYENANU JOY CHINYERE

810. ONYENEKE JUDE IKECHUKWU

811. ONYEUKWU U. JONATHAN

812. OPARA A. VITALIS

813. OPARA FESTUS ANAYO

814. OPERA IRENE NKECHI

815. OPUSUNJU FURO

816. ORDOR GODWIN ONYEWUCHI

817. ORIAKU ANGELA CHINEMEREM

818. OSUJI CLARA I.

819. OTUKA ALWELL OGUNJI

820. OVIASOGIE JULIE

821. OZONE UEOMA N.

822. PAT-OKOYE SOALA

823. PAT-UIOEGBU JOYCE

824. SALAMI ABASS OLALEKAN

825. SALAMI ABASS

826. SALAMI ABDULKAREEM

827. SHEHU BYANG BAIN

828. SIKIRU AKANJI SHEHU

829. TOPE-ADEDIPE OLUWATOYIN ADEBAMIKE

830. UBA IFEOMA EDITH

831. UBAH ANGELA NWANNEKA

832. UBANI CHRISITIANA KELECHI

833. UCHEGBUE JOY NNA

834. UDEGBUNAM ANTHONY OKULOR

835. UDEH CLEMENT ONYEKACHI

836. UDEH OBIORA FREDICK

837. UDIONG JOSEPH AKPAN

838. UGOAMADI ANDREW O. H.

839. UGOH NAYO

840. UGWU SYLVANUS DIOVU

841. UGWUANYI MONICA UGOCHI

842. UGWUEGBU NORAH CHIMEBERE

843. UGWUOKE GODWIN EBERE

844. UKAGWU JULIET CHINENYE

845. UKO MFON OKODI

846. UKPAI JOHN OKWU

847. UKWUOMA THANKGOD C.

848. UMAHI CHUKWUMA O.

849. UMEZURUIKE IFESONU

850. UMORU REGINA O.

851. UNACHUKWU AMBROSE I.

852. UNACHUKWU GERTRUDE NDIDI

853. UWABOR O. BRIGHT

854. UWAEZUOKE EMEKA C.

855. UWAJEH ANDREW A.

856. UWAKWE HILLARY CHINEDU

857. UWAKWE SUNDAY

858. UWOMAH NGOZI CHIZURUM

859. UZOAMAKA UZOMAH A. F.

860. UZOKWE COSMAS CHUKWUKA

861. UZOMAH GODFREY CHIKWENYE

862. UZOMBA JOHN I.

863. YADO PHILIP AMINU

864. YAKWO JOHN

865. ZAKARIA JAKIRI BAYERO

866. ADIELE FELIX

867. AKARA EMMANUEL

868. AKINWUNMI ALAKIJA

869. ANENE PHILIP VALETINE

870. ANYASODOR CHIOMA P.

871. AYUBA NATHAN ABUBAKAR

872. EHIANETA PETER O.

873. EKEZIE ANTHONIA

874. EZEKIAL ZEMOHM JATAU

875. EZEKWU RAYMOUND

876. IDAIABANA IGHO

877. IYAFOKAI BENEDICTA

878. KRUKRUBO EDWIN F.

879. MUFUTAU OLOYEDE

880. NGWOBIA E. N.

881. NWACHUKWU ANDREW I. E.

882. NWAYO CHRIS EDOMOBI

883. NWONYISHI EMEKA I.

884. NWOSU EMMANUEL

885. OBIDEGWU IFEYINWA T. V.

886. OGBEJESI GEORGIA N.

887. OGBUEFI IHEOMA JULIET (NEE OGBONNA)

888. OKECHUKWU UKAMAKA

889. OLAIYA RAFIU

890. OLUNLADE ABAYOMI AYANKUNLE

891. ONWUASOR CHARITY O.

892. ONWUSOGH GODWIN

893. UGWU NWOGO

894. ABDULLAHI SANI HANGA

895. ABDULMALIK RAFAT ABOLORE

896. ABIMBOLA CHRISTIANAH DUPE

897. ABIONA BOLATITO BOSEDE

898. ABRAHAM AKIE

899. ADAMI BAGUDU

900. ADEBARA TAIWO ABIOLA

901. ADEBAYO BAMIDELE LAWRENCE

902. ADEBAYO JOSHUA TAIWO

903. ADEBAYO OLUWAFUNMILAYO OMOTAYO

904. ADEDEJI TIMOTHY MOSISEMEGU

905. ADEDOTUN RASHEDAT BOLANLE

906. ADEGBORE TIMOTHY OLUFEMI

907. ADELOWO SAMUEL

908. ADEWOYE ADEBOLA ROTIMI

909. ADEYEMI JOSHUA OLUSANJO

910. AFOLABI KOLA OLADEPO

911. AGBOOLA JAMES BAYODE OLUFEMI

912. AHMED HAJARAT OCHIZU

913. AINA LYDIA OLUWATOYIN

914. AJAYI TUNDE OPADA

915. AJIBOLA-MICHEAL MARY ABOSEDE

916. AKANDE SARAH TITILAYO

917. AKETI TITILAYO DEBORAH

918. AKINLASO NURUDEEN KOLADE

919. AKINOLA STELLA AYODELE

920. ALABI AYINDE JELILI

921. ALABI AYODELE SUNDAY

922. ALAWODE JULUIS SUNDAY

923. ALAYA BOLA O. S.

924. ALIU JIMOH OLAIYA

925. ALIYU OLARENWAJU SIKIRU

926. ALUKO OLUBUKOLA JULIE

927. AMODE ADEYEMI

928. ASALU PATIENCE

929. ATOFARATI ADAMS OLARINDE

930. AWOLEYE LOLA THERESA

931. AYO TOYIN RACHEAL

932. BABAITA KUBURAT SHADE

933. BABAJIDE ERIC LAFINHAN

934. BALOGUN GANIYU TUNDE

935. BABAJIDE ERIC LAFINHAN

936. BALOGUN HELEN YEMISI

937. BAMIDELE OLABODE K.

938. BELLO RAMONI ADEBAYO

939. BELLO TAJUDEEN FUNSHO

940. BEWAJI BOLA RASHEEDAT

941. CHIMEZIE NOAH A.

942. DADA M. MARIA

943. DANIEL IYABO OWOWUNMI

944. DINGS PHILLIP

945. DUROWADE KAYODE MUSILIU

946. EBHOHIMHEN JOSEPHINE

947. EDWARD ROTIMI AJIBOYE

948. EJEAH COMFORT

949. EJOGU YUNUSA UMAR

950. EMMANUEL SAMUEL

951. ESUWOYE KAZEEM A.

952. FEHINTOLUWA OLAYEMI C.

953. FASHANU SIMEON OYEWOLE

954. GBORJOH OLUFEMI

955. HAJARA AJIBIKE SAMBO

956. HANGA ABDULRAHMAN

957. HASSAN SHUIAB ANIMASAUN

958. IBRAHIM BASHIRAT OMOLARA

959. ISSA JIMOH

960. ISSA JIYA WONDI

961. IYE OLUDARE MAJEKODUNMI

962. JAMODU THEOPHILUS

963. JIMOH ANDREA SHAIBU

964. JOLAYEMI SUNDAY

965. KADRI SAIBU ADELAJA

966. KOLADE OLASUNKANMI TIRIMISIYA

967. KOLAWOLE DAUDA OLUSEGUN

968. LAWAL O. ABDULWAHAB

969. LAWAL SHERIFAT FOLASHADE

970. MAHMOUD AJIBOLA AFUSAT

971. MAHMOUD AMINU RINGIN

972. MOHAMMED BABA SADIQ

973. MOHAMMED KUDU SALIU

974. MOHAMMED UMORU

975. MUKHTAR IDI MASAMA

976. MUSA VERONICA

977. OCHOR PRISCILLIA NGOZI

978. OGUNDELE ARINOLA

979. OGUNLEYE MARTINS ADEKUNLE

980. OGUNMOYEDE KEHINDE OLUDARE

981. OGUNTOYE OLUBUNMI KOLAWOLE

982. OJO JOEL OBALOLUWA

983. OKOJI CHRISITIAN EGBICHI

984. OKOYE JOHN OKWUNDU

985. OKAPANACHIN ISREAL AKOGU

986. OLADIMEJI ASAJU AMINAT

987. OLAITAN-RAFIU OMOTAYO CECILIA

988. OLAJIDE C. FAROOMO

989. OLAJIDE KAYODE

990. OLANIYAN ADEOOYIN AKINTAYO

991. OLAWOYIN ADEDOYIN OLUSEGUN

992. OLAYEMI-TOYIN BOSEDE BEATRICE

993. OLAYODE EMMANUEL ABIODUN

994. OLORE KOLADE ABDULWAHAB

995. OLU-AGUNLOYE OLARENWAJU MICHEAL

996. OLUGBAMI OLUSHOLA

997. OLUWALOLA OLUYEMIISMC

998. ONI EMMANUEL ABIODUN

999. ONI JOHN OYEJIDE

1000. ONI OLUMUYIWA

1001. OWOLABI EZEKIEL FOLORUNSHO

1002. OWOLABI H. KEHINDE

1003. OWOYOMI GBENGA PATRICK

1004. OYEDEJI OLADEMEJI

1005. OYEWOLE OLUFEMI SAMUEL

1006. OYEWOLE TITILAYO TEMIDAYO

1007. POPOOLA BIDEMI ESTHER

1008. TAJUDEEN M.

1009. SAIYE DENNIS OLU

1010. SALAKO ANGELINA OLUWAYOMI

1011. SANNI OLADELE SHARAFADEEN

1012. SANNI OLORUNJUWONLO JOSEPH

1013. SAYOMI ADEKUNLE JACOB

1014. SHEKONI RASHEED O.

1015. SHUAIB RASHEED O.

1016. SULAIMON UMAR SANDA

1017. SULE SAKA OLANREWAJU

1018. TITILAYO TEMIDAYO OYEWOLE

1019. UDEALA HARRISON ABIAYI

1020. UGBAJA HARRISON ABIAYI

1021. USMAN ABDULMALIK

1022. YAHAYA LAWAL

1023. YAHAYA RAFIU BANJI

1024. YUNUSA NDAGI SULEIMAN

1025. ZUBAIR SULEIMAN

1026. ABAYOMI M. A.

1027. ABDU LAZEEZ AMINAT

1028. ABDULLAHI ABDULSALAM ALABI

1029. ABDULLAHI O. SULEIMAN

1030. ABDULLAHI RASHEED

1031. ABDULLAHI A. DAUDA

1032. ABDULMAUK A. SHEHU

1033. ABU S. O.

1034. ADAMA MOHAMMED

1035. ADEBAYO SAMUEL AFOLABI

1036. ADEBOYE SAMUEL AFOLABI

1037. ADEDEJI A. MURITALA

1038. ADEGBOYE A. KOLADE

1039. ADEGBOYE KOLAWOLE ELUEH

1040. ADELAJA MICHEAL ADEDOTUN

1041. ADENIYI J. TOBA

1042. ADEREMI MARY TOYIN

1043. ADETORO N. O.

1044. ADEWARA J. K.

1045. ADEYEMI O. PETER

1046. ADUA ABDULRASAQ

1047. AGBEDE TOBA MOSES

1048. AHMED HAJARAT O.

1049. AINA JOSHUA OLAJIDE

1050. AJIBADE B. A.

1051. AJIBADE DAVID OLUFEMI

1052. AJIBOLA O. LAWRENCE

1053. AJIBOLA OLUWASEGUN

1054. ALABI M. TOYE

1055. ALAMADE JOSEPH

1056. ALAWODE O.K.A.

1057. AMOO RASAKI OLAWALE

1058. AMUSA N. R.

1059. AROKOYO STEPHEN

1060. AWOTUNDE MARY

1061. AYENI BUKOLA BEATRICE

1062. AYINLA MOSHOOD KOLAPO

1063. AYODELE O. S.

1064. BABALOLA ABIODUN

1065. BAMIDELE F. O.

1066. BOLAJI O. MOSES

1067. DAIRO YUSUF

1068. DALE ANTHONY OGHENEOCHUKO

1069. DARAMOLA O. SUNDAY

1070. EDIAE CHARLES OMORUYI

1071. ELISHA G. FEMI

1072. GBENGA PATRICK OWOYOMI

1073. HAASTRUP J. T. BUNMI

1074. HARRISON UTUM

1075. IBAMA CYRIL I.

1076. IBRAHIM K. HUSENAT

1077. ISOLA IBRAHIM

1078. IYANIWURA TITILAY (NEE OLADIPO)

1079. JIMOH NURUDEEN AYINLA

1080. KAYODE A. OGUNWOLE

1081. KAYODE O. FOLASHADE

1082. KAZEEM O. ABDULFATAI

1083. KOYEJO OLUSEGUN SAMUEL

1084. LAFIHAN J. E.

1085. LAWAL WAKIL

1086. LAWAL-RABBANA M. A.

1087. MGBECHI OKEZIE CHINEZE

1088. MOHAMMED BELLO AISHAT

1089. MOHAMMED MOHAMMED

1090. MOHAMMED ALI

1091. MOHAMMED IBRAHIM

1092. MURITALA O. RASHEED

1093. MURITALA SARAFA

1094. MUSTAPHA LAWAL IYABO

1095. OGUNDIPE ADEYEMI SALIU

1096. OGUNRINOLA R. OLUMIDE

1097. OGUNWOLE KAYODE

1098. OKANDEJI AHMED

1099. OKE AYO JAMES

1100. OLANIRAN YETUNDE

1101. OLOYE BENSON B.

1102. OLUMUYIWA ONI

1103. OMOTESHO FUNMILAYO KEMI

1104. OTORI USMAN

1105. OYEBADE S. OWOLADE

1106. OYEWOLE J. O.

1107. RAMONU A. MUSIBAU

1108. RICHARD OLONISHUWA

1109. SAMBO H. BOLANLE

1110. SAMUEL EMMANUEL

1111. SIDIQ OLOSUN SULYMAN

1112. SIDIQUE MARUFU

1113. TIAMIYU SHOLADE R.

1114. USMAN ABDUL MMUMINI

1115. UTHMAN K. RASHEED

1116. YAHAYA GANIYU GAMBARI

1117. CENTRAL BANK OF NIGERIA

RESPONDENTS 

---

AREA(S) OF LAW

---

EMPLOYMENT LAW, LABOUR LAW, JURISDICTION, RES JUDICATA, BANKING LAW, LIMITATION OF ACTIONS, LIQUIDATION, FAIR HEARING, JOINDER OF PARTIES, CONSTITUTIONAL LAW, PRACTICE AND PROCEDURE

 

---

SUMMARY OF FACTS

The 1st-1116th Respondents were former employees of four defunct banks: All States Trust Bank, Gulf Bank, Hallmark Bank, and Trade Bank. After the Central Bank of Nigeria revoked the banking licenses of these non-consolidated banks on December 31, 2005, the Nigeria Deposit Insurance Corporation (NDIC) was appointed as liquidator. The former employees claimed unpaid terminal benefits totaling over N6 billion and sued both NDIC and CBN at the National Industrial Court.

The Respondents had previously formed an association called “Association of Ex-staff of Non-consolidated Banks, Nigeria” which filed Suit No. NICN/EN/110/2013 seeking similar reliefs against the same defendants. This earlier suit was dismissed in 2014 for being statute-barred under the Public Officers Protection Act, having been filed more than three months after the cause of action arose.

Undeterred, the same former employees filed a fresh suit (NICN/LA/271/2018) in their individual names, claiming the same terminal benefits. NDIC raised preliminary objections challenging jurisdiction, arguing the matter was statute-barred, premature, and caught by res judicata. The trial court dismissed these objections and granted judgment in favor of the Respondents, ordering payment of their terminal benefits with interest.

NDIC appealed, arguing that the National Industrial Court lacked jurisdiction since no employer-employee relationship existed between NDIC and the Respondents, that the action was caught by res judicata from the previous dismissed suit, and that the court failed to consider NDIC’s defense of good faith under Section 55(1) of the NDIC Act.

 

---

HELD

---

1. The appeal was allowed.

2. The Court of Appeal found that the present suit was caught by the doctrine of estoppel per rem judicata, having the same parties, same issues, and same subject matter as the previously dismissed Suit No. NICN/EN/110/2013.

3. The court held that the 1st-1116th Respondents were members of the association that filed the earlier suit and were therefore bound by the previous judgment.

4. The judgment of the National Industrial Court delivered on May 23, 2022, was set aside.

5. Suit No. NICN/LA/271/2018 was struck out.

6. No order as to costs was made.

 

---

ISSUES

---

1. Whether the lower Court was right in holding the Appellant personally liable for the entitlements of the Respondents from the failed banks over which the Appellant acted as liquidator?

2. Whether the lower Court had jurisdiction to entertain the Respondents’ suit as constituted?

3. Whether the lower Court breached the Appellant’s right to fair hearing by failing to consider the issue of bad faith and raising the issue of continuous injury suo motu without giving the Appellant the opportunity to address it?

4. Whether the lower Court was right in holding that the Respondents’ suit was brought in representative capacity notwithstanding that the names of all the 1116 Respondents were listed on the originating process?

 

---

RATIONES DECIDENDI

---

NATIONAL INDUSTRIAL COURT JURISDICTION – MATTERS RELATING TO EMPLOYMENT

---

Thus, by the 2nd Amended Statement of Facts of the 1st – 1116th Respondents, their claims relate to their terminal benefits resulting from their individual contracts of employment with the non-consolidated banks. And by virtue of Section 254(c) of the Constitution of the Federal Republic of Nigeria 1999 (as amended), it provides to the effect that the National Industrial Court shall have and exercise jurisdiction to the exclusion of any other Court in civil causes and matters relating to or connected with any labour, employment and matters arising from workplace, condition of service including health, safety, welfare of labour, employee, worker and matters incidental thereto or connected herewith. – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

DETERMINATION OF JURISDICTION – REFERENCE TO STATEMENT OF CLAIM

---

To therefore determine the claims of the 1st – 1116th Respondents and whether the lower Court had jurisdiction to entertain the case is to look at and peruse the statement of claim filed at the lower Court. In other words, the jurisdiction of a Court to entertain a cause or matter is determined by reference to the Claimant’s statement of claim and if it is a matter commenced by originating summons or motion, by reference to the affidavit filed in support of the claim(s). – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

NATURE OF EMPLOYMENT CONTRACT – SERVICES AND WAGES

---

Generally, employment is a contract or an agreement between parties. I had cause to describe it in the case of MAINSTREET BANK REGISTRARS LIMITED VS. UKANDU (2017) LPELR-50172 (CA) as follows: ‘Contract of employment is founded on the twin pillars of services and wages, it is on those that a contract of employment rest, a contract of employment is either grounded on statute or common law in which case the employment letter stipulates the terms of contract.’ – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

PREMATURITY OF ACTION – ONGOING LIQUIDATION PROCESS

---

In any event, from the 2nd Amended Statement of Facts and evidence led and the admission of the Appellant to the effect that some ex-staff of the consolidated banks have been paid their benefits, the Appellant cannot claim that the action of the Respondents for over 15 years period is premature. The Appellant herself, by Exhibit C14 dated 06/07/2009, communicated to the Respondents that they would be paid their entitlements after all the depositors have been duly settled and subject to availability of funds. – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

CONTINUING INJURY – TERMINAL BENEFITS

---

By the above averments of the Respondents, certainly, the injury for the failure of the Appellant to pay the terminal benefits of the Respondents is a continuous injury and it removes the action from the adverse effect of limitation law.” – Per DANLAMI ZAMA SENCHI, J.C.A

 

---

ALLEGATION OF RAISING ISSUE SUO MOTU

---

I therefore agree with the Respondents Counsel that it is uncharitable of Counsel for the Appellant to accuse the lower Court of raising the issue of continuous injury suffered by the Respondents suo motu. – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

SAME PARTIES AND RELIEFS – ASSOCIATION MEMBERSHIP

---

By the above pleaded facts of the 1st – 1116th Respondents, they are members of the ‘Association’ that commenced the Suit No. NICN/EN/110/2013. The Appellant and the 1117th Respondent were parties to Suit No:- NICN/EN/110/2013 and the reliefs sought in suit No:- NICN/EN/110/2013 are basically the same reliefs sought in the present suit leading to this appeal.- Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

DEFINITION AND PURPOSE OF RES JUDICATA

---

Res judicata is a Latin word as defined by the 8th Edition of Black’s Law Dictionary to mean: ‘Anything adjudicated; an issue that has been definitively settled by judicial decision; an affirmative defence barring the same parties from litigating the second law suit on the same claim, or any other claim arising from the same transaction or series of transaction that could have been but was not raised in the first suit.’ – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

CONDITIONS FOR APPLICATION OF ESTOPPEL PER REM JUDICATA

---

For estoppel res judicata to operate, the following conditions must be present:- (a) There must be a judicial decision; (b) The Court that delivered the decision must have had jurisdiction over the parties and the subject matter; (c)The decision must be final and on the merits; (d) The Decision must determine the same question as raised in the later litigation; (e) The parties to the litigation were either parties to the earlier decisions or their privies, or the earlier decision was in rem.” – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

PURPOSE OF RES JUDICATA DOCTRINE

---

The essence of the doctrine of estoppel per rem judicata is necessary to ensure the conclusiveness of judicial decisions and that individuals ought to be protected from vexatious and multiplicity of suits.- Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

DEFINITION OF PARTIES FOR RES JUDICATA PURPOSES

---

For the purpose of the application of the doctrine of estoppel per rem judicata, this Court consistently held that parties are defined not only in terms of those on record but also as including privies to the parties on record, those who may be interested in the outcome of the case and those who ought to have been made parties to the action but were not joined.- Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

DISTINGUISHED FROM STARE DECISIS

---

The objection is not on judicial precedent/stare decisis. If the issue is on judicial precedent/stare decisis, then the lower Court would be right because a case is only an authority for the facts before it and similar facts arising from subsequent cases as precedent. Thus, the implication is that once the facts are not materially the same, a Court is not under obligation to follow the decision earlier decided by a Court either as persuasive or binding precedent. Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

BINDING EFFECT OF PREVIOUS JUDGMENT

---

In the instant case, all the Appellant is saying is that by Exhibit D1, the judgment of the lower Court in the earlier case have all the ingredients of estoppel per rem judicata cannot be re-litigated as the earlier decision has not been appealed or set aside but it is subsisting. In other words, Exhibit D1, the judgment in Suit No:- NICN/EN/110/2013 is binding on the 1st – 1116th Respondents including their privies or representatives having interest in the subject matter. – Per DANLAMI ZAMA SENCHI, J.C.A.

 

---

CASES CITED

---

---

STATUTES REFERRED TO

---

1. Constitution of the Federal Republic of Nigeria 1999 (as amended)

2. Nigeria Deposit Insurance Corporation Act

3. Public Officers Protection Act

4. Companies and Allied Matters Act (CAMA) 1990

5. Banks and Other Financial Institutions Act 1991

6. Evidence Act 2011

7. National Industrial Court (Civil Procedure) Rules 2017

8. Court of Appeal Rules 2021

 

---

CLICK HERE TO READ FULL JUDGMENT